Noa — Virtual CFO · Miami
If you have to think about it for more than 3 seconds, something's off. Control your business cash flow 24/7 without opening Chase five times a day. Connect your account securely via Plaid OAuth, ask by voice or chat in Spanglish, and get exact answers in seconds.
See your Chase balance, recent transactions, and key movements inside the same conversation. If a client payment came in or a vendor charge went out, you know before deciding with stale data.
Your banking credentials are protected by Plaid OAuth end-to-end; we never see or store them.
"¿Cuánto gastamos en software este mes?" or "Show me vendor payments from last week." Noa processes your language mix on the fly and returns interactive cards, clean charts, or the exact list of transactions inline.
During the night the system analyzes your movements and connects the patterns. In the morning you just ask: "What changed since yesterday?" to see recurring charges and cash-flow anomalies without rebuilding context.
Bench shut down on December 27, 2024 — leaving thousands of small businesses without a bookkeeper overnight. Pilot delivers human reports with 15-day latency. Mastercard’s March 2026 Virtual C-Suite is corporate-generic. Noa is private financial intelligence: a proprietary stack (FastAPI + Anthropic Sonnet 4.6 + pgvector + live Plaid Chase connection) trained on KOAI Studios’ own operational structure with sub-400ms Spanglish voice via Deepgram Flux v2 — and overnight semantic reconciliation that compounds over time.
We comply strictly with the encryption standards required by Plaid and the data processor of Chase. Your connection is direct, official, and production-grade.
Yes. The connection goes through Plaid’s production API in read-only mode. Noa only processes transactional data for financial analysis without storing Chase credentials on KOAI Studios servers.
Mastercard’s Virtual C-Suite is corporate-generic. Noa is purpose-built for bilingual boutique agencies: sub-400ms Spanglish code-switching voice via Deepgram Flux v2, a proprietary Anthropic-Gemini orchestration stack, and overnight memory reconciliation tailored to milestone-based billing (50/50, 40/30/30).
It’s an asynchronous long-semantic memory process that runs on the FastAPI backend during off-hours. It consolidates transactions imported via Plaid, updates recurring patterns of the agency, and maps complex financial dependencies — without impacting daytime latency.
Noa replaces the day-to-day visibility a bookkeeper used to give you. We don’t file taxes — for that you’ll still want a CPA. What Noa removes is the multi-week lag: you stop discovering month-old problems and start seeing your runway in real time.
Co-founders of boutique creative agencies in Miami billing $800K–$3M ARR with Chase Business as their primary account. If you bill on milestones (50/50 or 40/30/30), live in Spanglish, and your CPA reports arrive late, Noa is built for that exact shape.
Access with your KOAI Studios credentials and see your live Chase balance in under 5 seconds.
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